Though car accidents happen daily, many are unsure of their rights in these events. Generally, you’ll find that while some collisions can result in injuries to the driver or vehicle occupants, it’s also very likely that your car will be damaged because of the impact. As such, it’s important to understand how to fight for compensation for the injuries inflicted and the damage to your car. Keep reading to learn more about property damage claims and why you must consult a Pasco County, FL car accident lawyer for further assistance.
What Are Common Property Damage Claims?
If you are involved in a collision, your vehicle may sustain considerable damage. This includes both functional and cosmetic damages. For example, if you are struck by another driver, the frame of your vehicle may be damaged or you need to have your exterior lights replaced. Cosmetic repairs include fixing dents and paint marks.
It’s important to familiarize yourself with the common kinds of claims you may need to file if you are the victim of a collision. Generally, if the collision is relatively minor, you may only need to seek reimbursement for the cost of repairs. However, if the damage to your vehicle is extensive, meaning it would cost more to repair than to replace it, your vehicle is considered “totaled.” As such, the insurance company will reimburse you for the market value of your vehicle, meaning what you would have received for the car if you sold it immediately before the collision based on its year, mileage and condition.
In addition to recovering compensation for the damage your vehicle has sustained, you may also recover compensation for any items in the vehicle you can no longer use. This includes personal property like purses, children’s car seats and electronics.
What Should I Do if My Vehicle is Damaged in a Collision?
If you are the victim of a collision in which your property was damaged, it’s important to take the necessary steps to protect yourself and fight for the compensation you deserve. At the collision scene, the most important thing you should do is to contact emergency services. Not only will this bring a police presence to the scene to conduct a preliminary report of the investigation, but it will also bring emergency medical technicians. Even if you feel fine, allowing the EMTs to examine you is critical, as some injuries may not immediately present themselves. As such, you have already established medical care, which can help should you decide to seek compensation for injuries.
Once you have called emergency services, you should take photos and videos of the accident scene. This includes the damage to both vehicles and photos of any personal items damaged or destroyed because of the collision. Documenting this can help provide critical evidence to help you fight for the compensation you deserve.
Fighting with the insurance company for compensation after a car accident can be overwhelming. That’s the team at the Law Offices of Matthew J. Jowanna, P.A. is here to fight for you. Whether you sustained injuries or just damage to your vehicle, we can help. Connect with us today to learn how we will fight for you during these challenging times.