Insurance Coverage

insurance-coverage The first part of any insurance claim evaluation should be whether the claim is insured and covered under the policy at issue. If a claim is not covered, then an expensive and time-consuming liability and damage evaluation is of little value. If you are an insurance professional looking for a law firm to handle your Florida insurance coverage issues (from opinion letters to declaratory judgment actions to appeals), please allow me to take the opportunity to further introduce you to my law firm and myself in the hopes that my law firm may be designated as official coverage counsel for your insurance carrier. It would be my privilege and honor to represent your carrier in the future.

The professional mission of my law firm, its lawyers and its staff is to use our legal knowledge and experience to zealously represent our clients, with integrity, in the pursuit of equity and justice. My law firm is a full-service civil litigation and trial law firm. The Firm has received Martindale-Hubbell’s highest rating (“AV”) for legal ability and ethical standards. The Firm is also listed in the Bar Register of Preeminent Lawyers, for which fewer than five percent (5%) of all law firms in the country qualify and are included. The Firm is also listed in A.M. Best’s Directories of Insurance Professionals and Recommended Insurance Attorneys.

The Firm’s practice areas include, but are not limited to: Insurance Coverage; Insurance Defense; Self-Insured Defense; Insurance Disputes; Declaratory Judgment Actions; Business Litigation; and Civil Litigation, Trials and Appeals. A listing of the Firm’s major insurance, business and government clients can be provided upon request, as we do not openly publish our list of clients.


The Firm’s philosophy is simple: Do things better, faster and more economically than everybody else. Over the years, we have made note of the key complaints insurance companies have made with typical law firms and we have used that insight and information to reach the next level of client satisfaction.

Our coverage evaluations are based on the facts and the law. We may change our evaluations based upon a change in the facts or a change in the law. However, unlike other law firms, we never change our evaluation based solely upon the fact that a case is soon coming-up for trial or a dispositive hearing.

We are always ready to try each and every case, whether they settle or go to final judgment and appeal. We believe that being ready to try each and every case gives our clients a double advantage. First and foremost, if it’s a case that simply must be tried – we’ll be ready. Second, many of our cases settle very favorably for our clients because we were ready to try the cases, while our opponents truly were not.

We believe in getting things done properly and promptly. Unlike other law firms, we do not delay files for the sake of having the files. We know that our clients want coverage issues to be properly investigated; evaluated as soon as the facts can be determined and the law can be applied; and then closed within a reasonable period of time. We soundly believe that the faster we can resolve a coverage issue for a client, the faster that same client will send us the next coverage issue to arise.
We do our reporting and budgeting the way our clients want them to be done – and we get them done and submitted on-time.

Competitive Pricing

Our pricing is competitive, fair and honest. Moreover, we are not a law firm with 20 partners and 100 associates where the associates are looking for every way possible to bill your files so that they can make their yearly billable hours quotas, and so that they may also make partner one day. Our lawyers do not have billable hours quotas to meet. Therefore, we do the work a file needs and requires – no more and no less.

Geographic Region

The Firm is very centrally located in the Tampa Bay area. Therefore, we can provide local coverage litigation services for the Florida counties of Citrus, Hernando, Hillsborough, Manatee, Orange, Pasco, Pinellas, Polk, Sarasota and Sumter. We are also ready, willing and able to handle any coverage claim or issue you may have anywhere within the state of Florida.


Send us just one (1) file, or send us all of your Florida files, and we will prove to you that we are your insurance coverage law firm for the state of Florida.